Terms & Conditions

Last updated: May 9, 2026

Effective date: May 9, 2026

These Terms & Conditions (the "**Terms**") govern your access to and use of the websites at wallstreetprompt.com and courses.wallstreetprompt.com, our course materials, live cohorts, downloadable resources, marketing emails, and other services we provide (collectively, the "**Service**"), provided by Wall Street Prompt LLC, a Florida limited liability company ("**Wall Street Prompt**", "**we**", "**us**", or "**our**").

By accessing or using the Service, including by downloading a free resource or purchasing a cohort seat, you acknowledge that you have read, understood, and agree to be bound by these Terms and our [Privacy Policy](privacy-policy.md) and [Legal Disclaimer](legal-disclaimer.md), each incorporated by reference. If you do not agree with these Terms, you may not access or use the Service.

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## 1. Eligibility

To access or use the Service, you represent and warrant that:

1. You are at least 18 years old and have the legal capacity to enter into a binding contract.

2. You are not located in or a resident of any country subject to a comprehensive U.S. trade embargo.

3. You are not on any U.S. or international sanctions list.

4. You will use the Service in compliance with all applicable laws and regulations.

5. If you are using the Service in connection with your employment or any professional engagement, you are responsible for ensuring your use complies with your employer's policies and any applicable confidentiality, compliance, or information-security obligations.

We reserve the right to refuse service or terminate orders at our sole discretion.

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## 2. Account Registration & Security

Where the Service requires you to provide an email or create an account, you agree to provide accurate information, keep your credentials confidential, and not share them. You are responsible for activity under your account. Notify us immediately at [[email protected]](mailto:[email protected]) of any unauthorized use.

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## 3. Pricing & Payment

### 3.1 One-Time Payment

The Service is sold as a one-time payment for a defined live cohort or event. There is no subscription, no recurring billing, and no auto-renewal.

### 3.2 Pricing

Pricing is displayed at checkout in U.S. Dollars unless otherwise stated. Pricing is subject to change at our discretion. Promotional pricing applies only during the promotional window and at the seat capacity advertised.

### 3.3 Payment Processing

Payments are processed by third-party payment processors. We do not store full payment card details.

### 3.4 Taxes

You are responsible for all applicable taxes associated with your purchase.

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## 4. Refund Policy

### 4.1 Pre-Cohort Refund

If you would like to cancel your enrollment before the cohort begins, email us at [[email protected]](mailto:[email protected]) from the email address used at purchase, before the scheduled start time of Day 1. We will refund 100% of your purchase price to the original payment method within fourteen (14) business days.

### 4.2 Day 1 Risk-Free Guarantee

If, after attending Day 1 of your cohort, you decide the cohort is not for you, email us at [[email protected]](mailto:[email protected]) from the email address used at purchase, before the scheduled start time of Day 2. We will refund 100% of your purchase price to the original payment method within fourteen (14) business days.

The refund window in this Section 4.2 closes at the scheduled start time of Day 2 of your cohort. Once that time passes, the right to a refund under this Section is permanently forfeited, regardless of whether you attend Day 2 or any subsequent day. No refund request received after the start time of Day 2 will be honored under this Section, irrespective of the reason for the late request.

### 4.3 All Other Sales Are Final

Except as expressly provided in Sections 4.1, 4.2, and 4.5, all sales are final. No refunds, partial refunds, or credits will be issued under any other circumstances, including without limitation:

1. A refund request received after the scheduled start time of Day 2 of your cohort.

2. Failure to attend Day 1 or any subsequent day for any reason.

3. Change of mind, perceived fit, value, or quality of the Service.

4. Technical issues on your side, including internet connectivity, hardware, or calendaring problems.

5. Account termination for breach of these Terms.

6. Non-cohort products marked "non-refundable" at the point of purchase.

### 4.4 Express Acknowledgement of Immediate Performance

You expressly request that the Service begin immediately upon purchase, and acknowledge that, where applicable law (including the European Union's or the United Kingdom's consumer right of withdrawal) would otherwise grant a withdrawal period beyond Sections 4.1 and 4.2, you waive that right to the maximum extent permitted by law in exchange for immediate access to the Service.

### 4.5 Wall Street Prompt Cancellation

If we cancel a cohort before the scheduled start of Day 1 for any reason, including insufficient enrollment or force majeure, we will, at our sole discretion, offer either a transfer credit to a future cohort of equal value or a full refund to the original payment method.

### 4.6 Chargebacks

Before initiating a chargeback or payment dispute with your card issuer or bank, you agree to first contact us at [[email protected]](mailto:[email protected]) and allow us thirty (30) days to attempt to resolve the dispute in good faith. Initiating a chargeback without first contacting us, or initiating a chargeback for any matter falling within Section 4.3, constitutes a material breach of these Terms and may result in:

1. Immediate and permanent termination of your access to the Service;

2. A permanent ban from purchasing future Wall Street Prompt offerings; and

3. Recovery by Wall Street Prompt of any amounts wrongfully charged back, together with reasonable costs and attorneys' fees incurred in the recovery.

Nothing in this Section 4.6 is intended to limit or impair any rights you may have under the rules of your card network or applicable consumer-protection law.

### 4.7 Acknowledgement at Checkout

By completing checkout, you acknowledge that you have read this Section 4 in full, including the cutoff in Section 4.2, the limitations in Section 4.3, and the chargeback provisions in Section 4.6, and that your purchase is subject to these terms.

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## 5. Cohort Delivery

### 5.1 Live Format and Recording

Cohorts are delivered live online on the dates and times advertised at the point of sale. Sessions may, at our sole discretion, be recorded for instructor review, quality assurance, or to be made available to enrolled participants. We do not guarantee that any session will be recorded or that any recording will be made available to you. You are encouraged to attend each session live. Your refund rights under Section 4 are not affected by the availability or unavailability of a recording.

By participating in a live session, you consent to being recorded (audio, video, and chat) where we choose to record. We will provide a recording notice at the start of any session that we record. If you do not wish to be recorded, turn off your camera and microphone and refrain from chat participation.

### 5.2 Schedule Changes

We may make reasonable changes to the cohort schedule, format, instructors, or curriculum. Where changes materially affect a session, we will notify enrolled participants by email and, where possible, offer a comparable alternative.

### 5.3 Force Majeure

We are not liable for any failure or delay caused by circumstances beyond our reasonable control (acts of God, government action, pandemic, war, civil unrest, network or platform outage, or labor dispute). If a cohort cannot be delivered due to a force majeure event, we will, at our discretion, reschedule the cohort or issue a refund.

### 5.4 No Personal Investment Advice

Cohort content is educational. Participation does not create a fiduciary, advisory, broker-dealer, or investment-adviser relationship between you and Wall Street Prompt or any of its instructors. See our [Legal Disclaimer](legal-disclaimer.md) for additional risk disclosures.

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## 6. Intellectual Property & License

All content provided through the Service — including videos, written materials, prompts, code snippets, slides, books, templates, and supporting resources (the "**Content**") — is the intellectual property of Wall Street Prompt LLC or its licensors.

Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to use the Content for your personal, non-commercial educational purposes.

You may not, and may not permit any third party to:

1. Resell, redistribute, share, publish, or otherwise commercially exploit the Content.

2. Use the Content to train, fine-tune, evaluate, or develop any artificial-intelligence, machine-learning, or large-language model.

3. Scrape, harvest, or mass-download the Content.

4. Modify or create derivative works of the Content for any commercial purpose.

5. Remove any copyright, trademark, or other proprietary notice.

6. Record or transmit any portion of a live cohort session, except to the extent we record the session under Section 5.1.

If you submit content to us (questions, comments, examples, chat messages), you grant us a worldwide, royalty-free, perpetual, sublicensable license to use that content in connection with operating and improving the Service.

The license terminates automatically upon any breach of these Terms or termination of your account.

Copyright complaints. If you believe content available through the Service infringes your copyright, please send a written notice to [[email protected]](mailto:[email protected]) identifying the copyrighted work, the allegedly infringing material, your contact information, and a good-faith statement that the use is not authorized. We will respond to valid notices in accordance with the Digital Millennium Copyright Act ("**DMCA**") and may, in our discretion, terminate the access of users we determine to be repeat infringers.

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## 7. User Conduct

You agree not to:

1. Violate any law or third-party right while using the Service.

2. Post or transmit content that is unlawful, defamatory, harassing, threatening, hateful, fraudulent, or infringing.

3. Use the Service to solicit or promote personalized investment advice or any service requiring registration as an investment adviser or broker-dealer.

4. Impersonate any person or entity.

5. Attempt to gain unauthorized access to any account or to the Service's systems.

6. Interfere with the integrity or performance of the Service.

7. Use bots, scrapers, or other automated means except as permitted by our robots.txt.

Violation may result in immediate termination of your access without refund.

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## 8. Third-Party Services

The Service may reference, integrate with, or contain links to third-party services (such as Anthropic Claude, Anthropic Claude Code, ChatGPT, payment processors, hosting providers, and email service providers). We do not control any third-party service and are not responsible for its content, practices, or availability. Your use of any third-party service is subject to that service's own terms and privacy policy. Wall Street Prompt is not affiliated with Anthropic, PBC or any other third-party service unless expressly stated.

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## 9. Disclaimers

THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WALL STREET PROMPT DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

The Service is for educational purposes only. See our [Legal Disclaimer](legal-disclaimer.md) for additional risk disclosures regarding investing, AI, and forward-looking statements.

We make no representation or warranty that you will achieve any particular outcome from using the Service. Individual results vary.

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## 10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

1. WALL STREET PROMPT, ITS OFFICERS, EMPLOYEES, AGENTS, INSTRUCTORS, CONTRACTORS, AFFILIATES, AND LICENSORS WILL NOT BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES; LOST PROFITS; LOST REVENUES; LOST DATA; LOST INVESTMENTS; OR LOST GOODWILL ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE.

2. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID FOR THE COHORT OR PRODUCT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Nothing in this Section 10 limits or excludes liability for (a) gross negligence, willful misconduct, or fraud, or (b) any other liability that cannot be limited or excluded under applicable law.

Some jurisdictions do not allow the exclusion or limitation of certain damages. To the extent any such law applies, the limitations in this Section apply only to the maximum extent permitted.

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## 11. Indemnification

You agree to indemnify and hold harmless Wall Street Prompt, its officers, employees, agents, instructors, contractors, affiliates, and licensors from any claim or expense (including reasonable attorneys' fees) arising out of (a) your use or misuse of the Service or Content, (b) your breach of these Terms, (c) your violation of any law or third-party right, or (d) any investment decision made by you.

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## 12. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Before filing any claim, you agree to first contact us at [[email protected]](mailto:[email protected]) and allow thirty (30) days to attempt to resolve the dispute informally.

If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms, the Service, or the relationship between you and Wall Street Prompt shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may bring qualifying claims in small-claims court. Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, in Miami-Dade County, Florida, by a single arbitrator.

YOU AND WALL STREET PROMPT EACH AGREE THAT ANY DISPUTES WILL BE RESOLVED ONLY ON AN INDIVIDUAL BASIS, NOT AS A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. If a claim proceeds in court, both parties waive any right to a jury trial.

Either party may bring an action in courts located in Miami-Dade County, Florida, to enforce intellectual-property rights or to seek injunctive relief.

Nothing in this Section limits any non-waivable consumer right available to you under the laws of your country of residence.

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## 13. Modifications

We may update these Terms from time to time. We will revise the "Last updated" date and, where changes are material, take reasonable steps to notify you. Your continued use of the Service after the effective date constitutes acceptance.

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## 14. Termination

You may stop using the Service at any time. Termination by you does not entitle you to a refund except as provided in Section 4.

We may suspend or terminate your access for breach of these Terms, conduct that harms the Service or other users, legal requirement, or inactivity for more than twenty-four (24) months.

Upon termination, all licenses granted to you terminate. Sections 4.6 (Chargebacks), 6 (Intellectual Property), 9 (Disclaimers), 10 (Limitation of Liability), 11 (Indemnification), 12 (Governing Law & Dispute Resolution), 15 (Severability), 16 (Entire Agreement; No Waiver; Assignment), and 17 (Contact) survive termination.

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## 15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full force and effect.

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## 16. Entire Agreement; No Waiver; Assignment

These Terms, together with the [Privacy Policy](privacy-policy.md) and [Legal Disclaimer](legal-disclaimer.md), constitute the entire agreement between you and Wall Street Prompt with respect to the Service.

Our failure to enforce any right is not a waiver. You may not assign these Terms without our consent; we may assign them at any time.

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## 17. Contact

Wall Street Prompt LLC

Email: [[email protected]](mailto:[email protected])

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